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A Simple Guide to Singapore Government Securities (SGS Bonds)

When we mention about investing in bonds, most investors’ eyes start glazing over and they stop processing the information. However, as central banks around the world raise interest rates to combat inflation, SGS and T-bills are becoming more attractive, and as a result, it has received a lot of attention lately. With the impending recession, many … Read more

This Budget is going to create more million-dollar HDBs

The latest Singapore Budget has a slew of policy changes to properties. TikToker @househuntwithjoo did the breakdown and the math so you don’t have to: Private properties have only one adjustment: Buyer’s Stamp Duty (BSD) If you’re buying private properties between S$1.5m to S$3m, you will have to pay an additional 1%, up from the … Read more

Difference Between ROE and ROA for Property Investments

When it comes to property investments, one of the first things you have to understand is the difference between ROA (Returns on Assets) and ROE (Returns on Equity). That’s because property investments allow you to borrow money from the bank which increases your returns dramatically. Often, when we hear about investors talking about Singapore properties’ rental … Read more

How our Millennial and Gen Z Writers approach money and investments

Most readers might have the impression that the contributors of this blog are seasoned “financial” people with decades of investing experience. However, this is not the case as both of our contributors here are barely in their 30s. Their passion for investing is mainly fueled by their interest and desire to improve their financial knowledge. … Read more