The Early Retirement Masterclass (ERM) portfolio is a diversified mix of local dividend stocks that currently yields about 5.5%. It has been built progressively by 24 batches of students and still outperformed the benchmark STI index by a factor of 2. 2022 would have begun with ERM portfolios severely underperforming the STI index as bank … Read more
As a follow-up to our 2022 S-REITs outlook, we have identified a few S-REITs that we could potentially invest in as they are poised to outperform in 2022. (NB: the list below is in no particular order) To identify potential Singapore REITs candidates that would outperform, we looked at S-REITs that have a track record … Read more
Understanding two key dates are significant for the dividend investor when investing in dividends. Here’s an example. The picture below shows the dividend pay-out for ARA Logistics Trust for Q42021: If you had gone deeper into reading about the dividend entries, the dividends would have been 1.271 cents per share. So, if you own 1,000 … Read more
One of the most significant investment mistakes ever made in the Early Retirement Masterclass (ERM) occurred in the first training batch I conducted in 2018. The investment process flagged Ascendas India Trust as a possible investment option for the portfolio. However, the team that did the research rejected the counter. In 2019, the counter went … Read more
Every year, I’ll spend some time reflecting on the ERM portfolio, here’s my take on the 2022 markets. The unique selling proposition of the Early Retirement Masterclass (ERM) is that it strives to minimise the conflict of interest between the trainer and the student. In this programme, students study the stocks flagged by factor models … Read more