Yen Yee 
There are 631 stocks listed on the Singapore exchange. I’ve limited the dataset to the Straits Times Index (STI) constituent stocks, then use the SGX Stock Screener to filter for those with a Price-to-Book (PB) ratio of less than 1 which means that they are trading below their net asset value. Would we be able to … Read more
What is fixed deposit? Fixed Deposits aka Time Deposits are interest generating bank accounts with a pre-determined maturity. They let you grow your money at a fixed rate over a period of time (referred to as ‘tenure’ or ‘tenor’). Fixed deposits interest rates tend to follow the current market’s interest rate. Hence, although they have … Read more
I’ve been a UOB One user since about 8 years ago. So, when the bonus interest rates were raised, it was…just a Bonus. But, the latest rate revision still feels like they are taking away candy that was given to us. UOB One Bonus Interest Revised Downwards 😕 tl;dr: UOB will be revising the Bonus … Read more
Both SPY and VTI are popular exchange traded funds (ETFs) that allows you to own a well diversified basket of stocks with a single trade. The key difference here is that SPY gives you exposure to the S&P 500 while VTI lets you own the entire market by tracking the Vanguard Total Stock Market Index. … Read more
If you’re researching the best ETFs for your portfolio, you may have come across the popular VT and VTI etfs offered by Vanguard. Although their names and tickers look very similar, you should note that they are two different funds with different investment objectives. The key difference between VT and VTI is that VT offers … Read more