You’re a fan of Singapore REITs and you want a better return than the 2.5% interest given to your CPF Ordinary Account (CPF OA). So, what’s stopping you from investing your CPF OA into REITs and get more than 2.5%? It’s a plausible idea since REITs are known to distribute high dividends – it is … Read more
A thought experiment (or a gendanken-experiment) is a structured process of intellectual deliberation to consider the consequences and effects of adopting an idea or theory into a problem domain. Thought experiments are responsible for many powerful ideas like Shrodinger’s Cat or Maxwell’s Demon that shaped the development of physical sciences. As ordinary Singaporeans, we can … Read more
Singaporeans are pretty rich if you asked me. We have one of the highest property ownership percentage in the world. This creates a first world problem: do your assets get distributed to your intended beneficiaries when you passed away? What are the laws in place to see through this and the major implications? Although this … Read more
Should you use CPF to invest in stock or should you just leave your money in CPF to collect the 2.5% interest in your ordinary account? These are the questions most newbie investors in Singapore encounter. Which is why, in this episode of the #AskDrWealth series, we are going to tell you two key considerations to … Read more
A few weeks ago, I created this poll on BIGS Facebook Group: You probably find the result surprising: 31% voters would rather choose to have $250K cash than $500k in the CPF. The motivation behind the poll was to get a sense on how people view monies in their CPF accounts vis-a-vis cash held in the … Read more