Benjamin Franklin famously proclaims – In this world, nothing can be said to be certain except for death and taxes. Since death is an absolute certainty, we should always ensure that we are sufficiently insured for that unfortunate event one day. In today’s market, there are many types of insurance coverage. I am going to compare … Read more
Launched this week, the compareFIRST web portal allows comparison of about 200 life insurance products, including the new suite of Direct Purchase Insurance products. Have you had a chance to visit the new compareFIRST portal? Arguably the first of its kind in the world, compareFIRST allows consumers to compare about 200 life insurance products offered … Read more
I received a few letters from my insurers to inform me that they have been included under the Policy Owners’ Protection Scheme (PPF Scheme). This scheme is administered by Singapore Deposit Insurance Corporation (SDIC), a company that is created by the Government of Singapore to look after small depositors and policy owners’ interests. The other … Read more
Because hard-earned money and trust should never be misplaced in the hands of bankers or agents out to make a quick buck at your expense. Here are 3 things to be aware of when talking to your Insurance agent: 1. Which products earn your banker the most in commissions? Soon after the requisite financial needs analysis, … Read more
Throughout my financial advisory journey, I have come across many different opinions about insurance. Even the professionals have differing viewpoints and are constantly debating about it. Here are the 5 most common debates that I have encountered. Allow me to share my take on each issue. 1. Term Insurance vs Life Insurance When it comes … Read more