Christopher Ng Wai Chung 
To encourage local tax-payers to save more for their retirement, the Government has implemented the Supplementary Retirement Scheme or SRS, a powerful tool for retirement planning. Why contribute to SRS? The higher your tax bracket, the more savings you will have if you contribute to SRS. A Singaporean or permanent resident can contribute up to … Read more
The struggles of being in the sandwiched class are that you will need to manage children’s education and your parent’s finances. This article describes some of the issues that I dealt with before. It is by no means exhaustive, and my family’s specific situation may often influence my solution. I highlight some key issues that … Read more
The Singapore S-REITs markets have been recently gripped by growth fever which saw REITs with a high price to book value attaining higher valuations over the past two years. This phenomenon mirrors the period where growth stocks outperformed value stocks in the US stock markets. Seasoned REIT investors may want to know whether dividends will … Read more
The most important financial concept in the world is the concept of compound interest. Even an urban rumour claims that Albert Einstein said that compound interest is the Eighth Wonder of the World. If I can invest a lump sum of money PV for a return r over a period t, my resulting future wealth, … Read more
The mathematics of early retirement can be too daunting for beginners, so one way to get yourself started on your journey is to find small but meaningful ways to make life improvements. One recent development for Singaporeans is the entry of Disney+ into video streaming, but that creates a problem for Singaporeans who already have … Read more