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6 Reasons Why Financial Education Would Be A New Industry

The topic about financial education has been hot (at least among the financial bloggers) after Lionel’s article on our meet-up with the good folks at Monetary Authority of Singapore (MAS). It struck a chord with many, and the entire personal finance blogosphere responded in full force. Many including LP, SGYI and Kenji shared their own … Read more

6 Investment Perspectives Which We Agree With GIC

The Straits Times published an article written by Lim Chow Kiat, the group chief investment officer of GIC, on 21 Apr 15. This article was among others which perpetuates the long term view of capital deployment. The rest of the articles can be found here. I would like to talk about some of the points that Mr … Read more

Bird-In-Hand And Dividend Irrelevance Theories

A bird-in-hand is worth two in the bush ~ anonymous This is how dividend investors see the market. Having the cash payout is better than the company retaining the earnings for growing the business. The latter is full of uncertainty as the company may eventually collapse and the investors get nothing. The point is get … Read more

The Role of Financial Education In Government’s Finance Initiatives

Recently there have been a lot of buzz in the financial industry. First, the Singapore Government Savings Bond was announced. Second, the web aggregator and Direct Purchase Insurance was launched. Direct Insurance In 2012, Monetary Authority of Singapore (MAS) released their results of their mystery shopping whereby there were 126 mystery shoppers who in total made 500 visits to 11 licensed … Read more

Should You Invest in Cigar Butt Stocks

Warren Buffett’s investment approach wasn’t always the same throughout his career. His current style of buying big companies with competitive advantage was different from the investment style he started with. Likewise, the Berkshire Hathaway that we know today is a conglomerate. When Warren Buffett bought Berkshire it was an unsexy textile business with profitability issue. But the … Read more